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Allan M. Block Agency
 Newsletter Replacing Lost of Damaged Electronic Devices When an insurance claim involves technology, the valuation that the lost or damaged item receives can be surprising to the insured. It is important to get the right coverage so there are no disappointments at claim time. Full Article>> |
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Not every flood comes from a tidal surge or raging river. Increased development, clogged or insufficient storm drains, and excessive rain, ice or snow contribute to unexpected flooding. Just because your home isn’t in a High Hazard area doesn’t mean you’ll never experience a flood. In fact, up to one quarter of all flood damage occurs outside of designated High Hazard flood areas.
Your homeowner, condo, co-op or tenants insurance does NOT include flood insurance.
Preferred Risk Policy is designed to provide affordable coverage for those properties that are located in low-risk flood zones that meet certain underwriting criteria. It is available for the combined building and contents package.
Standard Risk Policy is designed to provide coverage for those properties that are located in designated flood zones. It is available for building and/or contents coverage.
