Reducing the Risk of ID Theft
The number of identity theft cases continues to increase, and the cost of grappling with the losses goes beyond the charges the thieves rack up. There is the lost time at work while you contact your creditors and all regulatory agencies involved—think DMV times 10. There are also the copying costs and records fees at many government and other institutions—your medical records are just one concern.
Most of the coverages described on our domestic coverage pages can be extended to your foreign exposures whether or not you have assets overseas or are just doing business with others located outside the United States. There can be many advantages in setting up a specific foreign coverage program.
International operations give rise to additional coverage options such as kidnap/ransom, reparation, travel accident, and foreign contingent business interruption.
Global Business Coverageis a comprehensive insurance program addressing your foreign property, marine, and liability exposures.
Global Employee Coverage consists of all or any combination of foreign workers compensation, travel/accident, and kidnap/ransom coverages.
Global Business Liability is an extension of your domestic liability to cover your business operations overseas through sales, trips, or physical locations you operate there. Whether suits are brought in the U.S. or overseas stemming from these operations, you are covered. We coordinate your foreign program so that you are not double charged in the process.