Reducing the Risk of ID Theft
The number of identity theft cases continues to increase, and the cost of grappling with the losses goes beyond the charges the thieves rack up. There is the lost time at work while you contact your creditors and all regulatory agencies involved—think DMV times 10. There are also the copying costs and records fees at many government and other institutions—your medical records are just one concern.
Anyone can be sued, regardless of income level, for just about any reason.
An umbrella provides excess liability over your home(s), auto(s), recreational vehicles, and watercraft. It protects you against personal injury, property damage and catastrophic financial losses. Limits from $1,000,000 up to $100 million are available. Optional coverage that some companies will offer include Employment Practices liability coverage to protect against lawsuits filed by domestic staff; Not-for-Profit Board Liability protection safeguards personal assets as you serve your community.