Renters Insurance

When you rent an apartment or house, you need insurance that covers you and your belongings in case of an unfortunate event.  A renters policy covers:

• Furniture
• Clothing
• Appliances
• Many other personal belongings
• Improvements you make to the unit
• Covered items you take while traveling
• Covered items you take while traveling
  Personal liability coverage if someone is accidentally injured while in your home or their property is damaged and the damage is caused by you, your children or your pets; your personal activities, including most sports; costs associated with defending you in a lawsuit related to an injury or property damage; if you're held legally responsible for fire damage to your apartment, to the building where you live, or vacation property you rent

Your Personal Property limit should be chosen with emphasis on the cost to purchase everything new today.  Your policy will include Replacement Cost on Contents coverage.  Inventory books are available to assist you in determine how much coverage you need.

Contact JoAnne Murray at JMurray@allanblockinsurance.com for more information.