A comprehensive property and liability program designed for small businesses, be they real estate, retail, wholesale, office, service, or light manufacturing.

There are many built-in enhancements that often reduce the need to add optional coverages. Most small business packages provide automatic business interruption up to one year, seasonal fluctuations on inventory and sub-limits on computer equipment, valuable papers and records, accounts receivable, transit, back up of sewers and drains, and employee theft.

There are additional company-specific enhancements which we will analyze for you in order to provide the most appropriate coverage for your exposures to loss and within your budget.