Long Term Care allows you to insure yourself against one of the greatest financial risks facing Americans today.

Over time, the cost of long-term care services can have a profound affect on your savings. Without adequate protection, you run the risk of quickly depleting your hard-earned assets.

Consider this:

• 4 of 5 persons over the age of 65 will require some type of long-term care.
• Medicare will, under certain conditions, pay for part of the expenses incurred for the first 100 days of skilled long-term care services.
• Medicaid is a government welfare program that generally requires the “spending down” of assets before benefits are offered.

• Annual premiums often average less than 1% of an individual’s assets.
• Gives you the flexibility to receive care in your own home
• Puts you in control of your well being.
• Can help protect the assets you spent a lifetime accumulating.